About Us

At On Time Lending, LLC, we help clients obtain the best loans in Texas in order to finance their properties. We provide specialized home-buying and refinancing services, and our approach is focused on addressing their needs and financial situations throughout the entire real estate financing process.

Home ownership is still considered The American Dream by many people, and here’s why.

  • Sense of Pride. You’ll have a place that is uniquely "yours" that you can customize – from paint colors to major remodeling projects.
  • Possible tax benefits. You may be able to deduct the interest on your mortgage and property taxes. These tax savings may offset a portion of the cost of owning your home.
  • Your monthly payments will remain stable. With fixed-rate mortgages, your monthly principal and interest payments will stay the same for the entire period of the loan. This will make it easier to plan and budget – whereas rental rates may rise over time.
  • You have the opportunity to create equity and enjoy stability. Owning your own home may be a great way to create equity for the future and provide stability and security for you and your family

Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

When it comes to your mortgage needs, our mission is to be your lending expert.  We take pride in educating our clients, family, and friends on the ever-changing mortgage industry.  We ensure your loan is done with unmatched customer service, quality, and care. 

We value your time and money, that’s why we work hard to find the best products to service our clients while helping them achieve the American dream of home ownership.

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